The process starts with selecting a property and signing a Memorandum of Understanding (MOU) along with paying a deposit. Next, you’ll complete the transfer at the Dubai Land Department (DLD) trustee office and receive your title deed. For off-plan purchases, funds are held in a secure escrow account, and the typical timeline is usually between 30 to 60 days.
You should budget for a variety of fees, including a 4% transfer fee to the Dubai Land Department, small administrative fees (e.g., AED 580), an agency commission (~2%), and an Oqood registration fee (approximately 4%). Additionally, if you are financing the purchase, expect a mortgage registration fee of about 0.25% of the loan amount and any applicable trustee or NOC fees.
Yes, expats can obtain mortgages in Dubai. Typically, residents can secure up to 80% financing while non-residents may qualify for around 50%; the documentation requirements include proof of income, a valid residency visa (if applicable), and credit history details. For personalized guidance, consider reaching out to our in-house or partner mortgage advisors.
Absolutely—foreigners are welcome to purchase property in designated freehold areas without the need for UAE residency. However, note that some regions may still be classified as leasehold, so it is important to verify property specifics if you’re an international buyer.
Property investments can qualify you for residency: traditionally, purchases of AED 750K+ could secure a 3-year residency, while properties valued at AED 5M+ often lead to a 5-year visa. Recent updates for 2025 also introduce a new 10-year Golden Visa option under specific thresholds.
Dubai’s property market is regulated by the Real Estate Regulatory Agency (RERA), which oversees all transactions and enforces strict escrow laws, ensuring that off-plan investor funds are protected. These regulations build confidence in the market by safeguarding both local and international buyers.
Off-plan properties often provide flexible payment plans and a lower entry cost, whereas ready properties can generate immediate rental income. The choice depends on your investment strategy; if you’re looking for short-term occupancy or rentals, ready properties might be preferable, while off-plan investments may offer long-term gains.
Freehold ownership means you own the property outright, while leasehold typically provides rights for a 99-year period. Most prime areas in Dubai are freehold and open to foreign investors, granting more control and potential resale benefits.
On average, rental yields in many Dubai areas range from 5% to 8% annually, though this can vary based on factors such as location, property type, and whether the rental is short-term or long-term. For those looking to maximize returns, consider our Holiday Homes and property management services designed for optimal rental performance.
In many strata communities, there are annual service charges that cover building maintenance and shared facilities, so be sure to factor these into your long-term budget. Our property management services can offer additional support to handle these aspects effectively.
One of Dubai’s biggest advantages for investors is that there are no annual property taxes or capital gains taxes. Buyers only encounter one-time fees during the purchase process, making the investment environment more attractive.
